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Home/Screener/MUTHOOTFIN
NSEFinancial ServicesIndia
MUTHOOTFIN logo

Muthoot Finance Limited

Non-Compliant
₹3,179

-2.36% today · Day ₹3,145 – ₹3,200 · NSE (public)

2/6Pass

This stock doesn't meet 4 Shariah rules. See below to understand why.

34/100
Non-Compliant

This stock doesn't meet 4 Shariah rules. See below to understand why.

Market Cap₹1.3 L
Revenue₹12,853
Total Debt₹98,815
Debt / Mcap85.98%
Non-Halal Income153.04%
SectorFinancial Services
✦
Financial Services›Financial Services
▲
Large Cap›Market cap of ₹1.3 L
⇅
Higher Risk›Debt ratio 85.98%
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Price Chart
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52-Week Range56% from low
₹1,965₹3,179₹4,150
52-Week Low₹1,965
52-Week High₹4,150
Prev Close₹3,256

Multi-Methodology Screening

Screened against 3 international Shariah standards

ConsensusNon-Compliant0/3 pass
S&P Shariah IndicesNon-Compliant
Debt Ratio86.0%/ 33.0%
Non-Halal Income153.0%/ 5.0%
Interest Income153.0%/ 5.0%
Receivables0.1%/ 33.0%
Cash & IB Securities6.8%/ 33.0%
SectorAllowed

Debt is 86.0% of 36m avg market cap (limit: <33%).

Debt is 77.4% of current market cap (limit: <33%).

Non-permissible income is 153.0% of revenue (limit: <5%).

AAOIFI StandardsNon-Compliant
Debt Ratio74.4%/ 30.0%
Non-Halal Income153.0%/ 5.0%
Interest Income153.0%/ 5.0%
Receivables0.1%/ 49.0%
Cash & IB Securities6.8%/ 30.0%
SectorAllowed

Debt is 74.4% of total assets (limit: <30%).

Debt is 74.4% of current total assets (limit: <30%).

Non-permissible income is 153.0% of revenue (limit: <5%).

FTSE Yasaar (Maxis)Non-Compliant
Debt Ratio74.4%/ 33.0%
Non-Halal Income153.0%/ 5.0%
Interest Income153.0%/ 5.0%
Receivables0.1%/ 50.0%
Cash & IB Securities6.8%/ 33.0%
SectorAllowed

Debt is 74.4% of total assets (limit: <33%).

Debt is 74.4% of current total assets (limit: <33%).

Non-permissible income is 153.0% of revenue (limit: <5%).

Each methodology uses different denominators and thresholds. A stock may be compliant under one standard but not another. The consensus reflects the majority verdict across all three.

Compliance check

Green = safe, amber = close to limit, red = over the limit

Debt level
85.98%
How much debt the company carriesLimit: 33.00%
Current debt
77.39%
Debt compared to current company valueLimit: 33.00%
Income purity
153.04%
How much income comes from non-halal sourcesLimit: 5.00%
Interest earned
153.04%

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JIOFIN logo
Interest income as portion of total revenueLimit: 5.00%
Money owed to company
0.15%
Outstanding receivables compared to company valueLimit: 33.00%
Cash & interest-bearing
6.83%
Cash and interest-bearing securities as a portion of total assetsLimit: 33.00%
Fixed Assets / Total Assets
0.50%
Asset composition indicatorNo hard threshold

Screening rules

Why it screened this way

✗

Debt is 86.0% of 36m avg market cap (limit: <33%).

✗

Debt is 77.4% of current market cap (limit: <33%).

✗

Non-permissible income is 153.0% of revenue (limit: <5%).

✗

Interest income is 153.0% of revenue (limit: <5%).

Screening results indicate whether this stock meets specific methodology criteria. They do not constitute a fatwa or religious ruling. Consult a qualified Shariah scholar for definitive guidance. View methodology
JIOFIN
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