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Home/Screener/HOMEFIRST
NSEFinancial ServicesIndia
HOMEFIRST logo

Home First Finance Company India Limited

Non-Compliant
₹959

+0.89% today · Day ₹921 – ₹964 · NSE (public)

2/6Pass

This stock doesn't meet 4 Shariah rules. See below to understand why.

34/100
Non-Compliant

This stock doesn't meet 4 Shariah rules. See below to understand why.

Market Cap₹10,011
Revenue₹1,325
Total Debt₹9,551
Debt / Mcap106.00%
Non-Halal Income5.53%
SectorFinancial Services
✦
Financial Services›Financial Services
▲
Small Cap›Market cap of ₹10,011
⇅
Higher Risk›Debt ratio 106.00%
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Price Chart
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52-Week Range13% from low
₹878₹959₹1,519
52-Week Low₹878
52-Week High₹1,519
Prev Close₹950

Multi-Methodology Screening

Screened against 4 international Shariah standards

ConsensusNon-Compliant0/4 pass
S&P Shariah IndicesNon-Compliant
Debt Ratio106.0%/ 33.0%
Non-Halal Income5.5%/ 5.0%
Interest Income5.5%/ 5.0%
Receivables0.1%/ 33.0%
Cash & IB Securities7.7%/ 33.0%
SectorAllowed

Debt is 106.0% of 36m avg market cap, exceeding the 33% threshold set by S&P.

Debt is 95.4% of current market cap, exceeding the 33% threshold.

Non-permissible income is 5.5% of revenue, exceeding the 5% limit under S&P.

AAOIFI StandardsNon-Compliant
Debt Ratio78.2%/ 30.0%
Non-Halal Income5.5%/ 5.0%
Interest Income5.5%/ 5.0%
Receivables0.1%/ 49.0%
Cash & IB Securities7.7%/ 30.0%
SectorAllowed

Debt is 78.2% of total assets, exceeding the 30% threshold set by AAOIFI.

Debt is 78.2% of current total assets, exceeding the 30% threshold.

Non-permissible income is 5.5% of revenue, exceeding the 5% limit under AAOIFI.

FTSE Yasaar (Maxis)Non-Compliant
Debt Ratio78.2%/ 33.0%
Non-Halal Income5.5%/ 5.0%
Interest Income5.5%/ 5.0%
Receivables0.1%/ 50.0%
Cash & IB Securities7.7%/ 33.0%
SectorAllowed

Debt is 78.2% of total assets, exceeding the 33% threshold set by FTSE.

Debt is 78.2% of current total assets, exceeding the 33% threshold.

Non-permissible income is 5.5% of revenue, exceeding the 5% limit under FTSE.

Khatkhatay Independent NormsNon-Compliant
Debt Ratio78.2%/ 25.0%
Non-Halal Income5.5%/ 5.0%
Interest Income5.5%/ 5.0%
Receivables0.1%/ 100.0%
Cash & IB Securities7.7%/ 10.0%
SectorAllowed

Debt is 78.2% of total assets, exceeding the 25% threshold set by Independent.

Debt is 78.2% of current total assets, exceeding the 25% threshold.

Non-permissible income is 5.5% of revenue, exceeding the 5% limit under Independent.

Each methodology uses different denominators and thresholds. A stock may be compliant under one standard but not another. The consensus reflects the majority verdict across all three.

Compliance check

Green = safe, amber = close to limit, red = over the limit

Debt level
106.00%
How much debt the company carriesLimit: 33.00%
Current debt
95.40%
Debt compared to current company valueLimit: 33.00%
Income purity
5.53%
How much income comes from non-halal sourcesLimit: 5.00%
Interest earned
5.53%

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LICI logo
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Interest income as portion of total revenueLimit: 5.00%
Money owed to company
0.06%
Outstanding receivables compared to company valueLimit: 33.00%
Cash & interest-bearing
7.68%
Cash and interest-bearing securities as a portion of total assetsLimit: 33.00%
Fixed Assets / Total Assets
0.37%
Asset composition indicatorNo hard threshold

Screening rules

Why it screened this way

✗

Debt is 106.0% of 36m avg market cap, exceeding the 33% threshold set by S&P.

✗

Debt is 95.4% of current market cap, exceeding the 33% threshold.

✗

Non-permissible income is 5.5% of revenue, exceeding the 5% limit under S&P.

✗

Interest income is 5.5% of revenue, exceeding the 5% limit under S&P.

Screening results indicate whether this stock meets specific methodology criteria. They do not constitute a fatwa or religious ruling. Consult a qualified Shariah scholar for definitive guidance. View methodology
Non-Compliant
₹735+0.89%
₹4.6 L