Screening rules
Why it screened this way
✗
Non-permissible income is 181.5% of revenue, exceeding the 5% limit under S&P.
✗
Interest income is 181.5% of revenue, exceeding the 5% limit under S&P.
NSEFinancial ServicesIndia
City Union Bank Limited
Non-Compliant₹240
+0.13% today · Day ₹230 – ₹241 · NSE (public)
This stock doesn't meet 2 Shariah rules. See below to understand why.
68/100
Non-Compliant
This stock doesn't meet 2 Shariah rules. See below to understand why.
Market Cap₹17,870
Revenue₹3,214
Total Debt₹1,790
Debt / Mcap11.13%
Non-Halal Income181.53%
SectorFinancial Services
Price Chart
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52-Week Range52% from low
52-Week Low₹150
52-Week High₹324
Prev Close₹240
Multi-Methodology Screening
Screened against 4 international Shariah standards
ConsensusNon-Compliant0/4 pass
S&P Shariah IndicesNon-Compliant
Debt Ratio11.1%/ 33.0%
Non-Halal Income181.5%/ 5.0%
Interest Income181.5%/ 5.0%
Receivables2.8%/ 33.0%
Cash & IB Securities6.9%/ 33.0%
SectorAllowed
Non-permissible income is 181.5% of revenue, exceeding the 5% limit under S&P.
Interest income is 181.5% of revenue, exceeding the 5% limit under S&P.
AAOIFI StandardsNon-Compliant
Debt Ratio2.3%/ 30.0%
Non-Halal Income181.5%/ 5.0%
Interest Income181.5%/ 5.0%
Receivables0.6%/ 49.0%
Cash & IB Securities6.9%/ 30.0%
SectorAllowed
Non-permissible income is 181.5% of revenue, exceeding the 5% limit under AAOIFI.
Interest income is 181.5% of revenue, exceeding the 5% limit under AAOIFI.
FTSE Yasaar (Maxis)Non-Compliant
Debt Ratio2.3%/ 33.0%
Non-Halal Income181.5%/ 5.0%
Interest Income181.5%/ 5.0%
Receivables0.6%/ 50.0%
Cash & IB Securities6.9%/ 33.0%
SectorAllowed
Non-permissible income is 181.5% of revenue, exceeding the 5% limit under FTSE.
Interest income is 181.5% of revenue, exceeding the 5% limit under FTSE.
Khatkhatay Independent NormsNon-Compliant
Debt Ratio2.3%/ 25.0%
Non-Halal Income181.5%/ 5.0%
Interest Income181.5%/ 5.0%
Receivables0.6%/ 100.0%
Cash & IB Securities6.9%/ 10.0%
SectorAllowed
Non-permissible income is 181.5% of revenue, exceeding the 5% limit under Independent.
Interest income is 181.5% of revenue, exceeding the 3% limit under Independent.
Each methodology uses different denominators and thresholds. A stock may be compliant under one standard but not another. The consensus reflects the majority verdict across all three.
Compliance check
Green = safe, amber = close to limit, red = over the limit
Debt level
11.13%Current debt
10.02%Income purity
181.53%Interest earned
181.53%Similar stocks
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