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Home/Screener/BANDHANBNK
NSEBanking and Financial ServicesIndia
BANDHANBNK logo

Bandhan Bank Limited

Non-Compliant
₹146

-1.27% today · Day ₹141 – ₹148 · NSE (public)

2/6Pass

This stock doesn't meet 5 Shariah rules. See below to understand why.

34/100
Non-Compliant

This stock doesn't meet 5 Shariah rules. See below to understand why.

Market Cap₹23,575
Revenue₹14,457
Total Debt₹11,138
Debt / Mcap52.50%
Non-Halal Income151.82%
SectorBanking and Financial Services
✦
Banking and Financial Services›Banking and Financial Services
▲
Mid Cap›Market cap of ₹23,575
⇅
Higher Risk›Debt ratio 52.50%
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Price Chart
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52-Week Range20% from low
₹134₹146₹192
52-Week Low₹134
52-Week High₹192
Prev Close₹148

Multi-Methodology Screening

Screened against 3 international Shariah standards

ConsensusNon-Compliant0/3 pass
S&P Shariah IndicesNon-Compliant
Debt Ratio52.5%/ 33.0%
Non-Halal Income151.8%/ 5.0%
Interest Income151.8%/ 5.0%
Receivables6.9%/ 33.0%
Cash & IB Securities8.5%/ 33.0%
SectorProhibited

Business sector is non-compliant (prohibited activity).

Debt is 52.5% of 36m avg market cap (limit: <33%).

Debt is 47.2% of current market cap (limit: <33%).

AAOIFI StandardsNon-Compliant
Debt Ratio5.8%/ 30.0%
Non-Halal Income151.8%/ 5.0%
Interest Income151.8%/ 5.0%
Receivables0.8%/ 49.0%
Cash & IB Securities8.5%/ 30.0%
SectorProhibited

Business sector is non-compliant (prohibited activity).

Non-permissible income is 151.8% of revenue (limit: <5%).

Interest income is 151.8% of revenue (limit: <5%).

FTSE Yasaar (Maxis)Non-Compliant
Debt Ratio5.8%/ 33.0%
Non-Halal Income151.8%/ 5.0%
Interest Income151.8%/ 5.0%
Receivables0.8%/ 50.0%
Cash & IB Securities8.5%/ 33.0%
SectorProhibited

Business sector is non-compliant (prohibited activity).

Non-permissible income is 151.8% of revenue (limit: <5%).

Interest income is 151.8% of revenue (limit: <5%).

Each methodology uses different denominators and thresholds. A stock may be compliant under one standard but not another. The consensus reflects the majority verdict across all three.

Compliance check

Green = safe, amber = close to limit, red = over the limit

Debt level
52.50%
How much debt the company carriesLimit: 33.00%
Current debt
47.25%
Debt compared to current company valueLimit: 33.00%
Income purity
151.82%
How much income comes from non-halal sourcesLimit: 5.00%
Interest earned
151.82%

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AXISBANK
Interest income as portion of total revenueLimit: 5.00%
Money owed to company
6.86%
Outstanding receivables compared to company valueLimit: 33.00%
Cash & interest-bearing
8.49%
Cash and interest-bearing securities as a portion of total assetsLimit: 33.00%
Fixed Assets / Total Assets
0.62%
Asset composition indicatorNo hard threshold

Screening rules

Why it screened this way

✗

Business sector is non-compliant (prohibited activity).

✗

Debt is 52.5% of 36m avg market cap (limit: <33%).

✗

Debt is 47.2% of current market cap (limit: <33%).

✗

Non-permissible income is 151.8% of revenue (limit: <5%).

✗

Interest income is 151.8% of revenue (limit: <5%).

Screening results indicate whether this stock meets specific methodology criteria. They do not constitute a fatwa or religious ruling. Consult a qualified Shariah scholar for definitive guidance. View methodology
Axis Bank Limited
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