Screening rules
Why it screened this way
✗
No hard-rule violations detected.
USFinancial ServicesIndia
Visa Inc.
Cautious₹301
-1.55% today · Day ₹296 – ₹302 · Vol 43.7L · Yahoo chart
We can't fully confirm this stock yet — it needs a manual check by a scholar or compliance expert.
100/100
Cautious
We can't fully confirm this stock yet — it needs a manual check by a scholar or compliance expert.
Market Cap₹5.8 L
Revenue₹40,000
Total Debt₹25,171
Debt / Mcap4.82%
Non-Halal Income1.57%
SectorFinancial Services
Price Chart
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52-Week Range8% from low
52-Week Low₹294
52-Week High₹376
Prev Close₹306
Volume43.7 L
Multi-Methodology Screening
Screened against 4 international Shariah standards
ConsensusCautious0/4 pass
S&P Shariah IndicesCautious
Debt Ratio4.8%/ 33.0%
Non-Halal Income1.6%/ 5.0%
Interest Income1.6%/ 5.0%
Receivables1.3%/ 33.0%
Cash & IB Securities19.1%/ 33.0%
SectorAllowed
AAOIFI StandardsCautious
Debt Ratio25.3%/ 30.0%
Non-Halal Income1.6%/ 5.0%
Interest Income1.6%/ 5.0%
Receivables7.3%/ 49.0%
Cash & IB Securities19.1%/ 30.0%
SectorAllowed
FTSE Yasaar (Maxis)Cautious
Debt Ratio25.3%/ 33.0%
Non-Halal Income1.6%/ 5.0%
Interest Income1.6%/ 5.0%
Receivables7.3%/ 50.0%
Cash & IB Securities19.1%/ 33.0%
SectorAllowed
Khatkhatay Independent NormsNon-Compliant
Debt Ratio25.3%/ 25.0%
Non-Halal Income1.6%/ 5.0%
Interest Income1.6%/ 5.0%
Receivables7.3%/ 100.0%
Cash & IB Securities19.1%/ 10.0%
SectorAllowed
Debt is 25.3% of total assets, exceeding the 25% threshold set by Independent.
Debt is 25.3% of current total assets, exceeding the 25% threshold.
Cash & interest-bearing securities are 19.1% of total assets, exceeding the 10% limit under Independent.
Each methodology uses different denominators and thresholds. A stock may be compliant under one standard but not another. The consensus reflects the majority verdict across all three.
Compliance check
Green = safe, amber = close to limit, red = over the limit
Debt level
4.82%Current debt
4.34%Income purity
1.57%Interest earned
1.57%Similar stocks
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