Building a Halal Portfolio

A well-constructed halal portfolio follows these principles: 1. Diversification — Spread across sectors (IT, pharma, consumer, industrial) and geographies (India, US, UK). 2. Quality Focus — Prefer companies with low debt, strong cash flows, and consistent earnings. 3. Regular Screening — Re-screen your holdings quarterly as financial data changes. 4. Purification — Set aside purification amounts from dividends. 5. Zakat — Calculate and pay zakat annually on your portfolio. 6. Research — Use tools like Barakfi to compare compliance across methodologies before investing.